Anti-Money Laundering (AML) Policy

Effective Date: March 1, 2026
Version: 1.0.0

1. Policy Statement

PyP is committed to preventing money laundering and terrorist financing through robust AML compliance procedures.

2. Customer Due Diligence

2.1 Identity Verification

• KYC required for creator monetization
• Government-issued ID verification
• Address verification for high-value accounts

2.2 Enhanced Due Diligence

• Additional verification for high-risk customers
• Source of funds verification
• Ongoing monitoring requirements

3. Transaction Monitoring

3.1 Automated Monitoring

• Real-time transaction screening
• Pattern recognition for suspicious activity
• Threshold-based alerts

3.2 Manual Review

• Investigation of flagged transactions
• Documentation of review decisions
• Escalation procedures

4. Suspicious Activity Reporting

4.1 Reporting Obligations

• File SARs within required timeframes
• Maintain confidentiality of reports
• Cooperate with law enforcement

4.2 Record Keeping

• Maintain transaction records for 5 years
• Document all AML procedures
• Regular audit trail maintenance

5. Training and Compliance

5.1 Staff Training

• Regular AML training programs
• Updates on regulatory changes
• Testing and certification requirements

5.2 Compliance Monitoring

• Regular compliance audits
• Policy updates and improvements
• Regulatory examination cooperation

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Last Updated: March 1, 2026
Contact: pyp-support@stanl.ink