Terms of Service

Effective Date: March 1, 2026
Version: 1.0.0

1. Introduction & Acceptance

1.1 Agreement Overview

PyP ("we," "us," or "our") operates an AI-guided trading platform that enables users to create, automate, and monetize trading strategies across web, Telegram, WhatsApp, Discord, and mobile applications. These Terms of Service ("Terms") constitute a legally binding agreement between you and PyP.

1.2 Acceptance of Terms

By creating an account, accessing, or using our services, you agree to be bound by these Terms. You must be at least 18 years old for trading features or 13 years old for educational content, and have the legal capacity to enter into contracts.

1.3 Modifications to Terms

We may update these Terms at any time with 30 days' notice via email or in-app notifications. Continued use after changes take effect constitutes acceptance. You may terminate your account if you disagree with modifications.

2. Account Registration & Management

2.1 Account Creation

• Valid email address and secure password required
• Account types: Free tier, Pro subscription, Creator accounts
• Email verification required; KYC optional for monetization
• One account per person; no shared accounts permitted

2.2 Account Security

• You're responsible for maintaining account security
• Strong passwords and two-factor authentication recommended
• Immediately notify us of unauthorized access
• You're liable for all activities under your account

2.3 Account Suspension & Termination

• Either party may terminate at any time
• We may suspend accounts for Terms violations or suspicious activity
• 30-day notice for non-cause terminations
• Refund decisions handled exclusively by SLK Pay (final)

3. Platform Services & Features

3.1 Core Trading Services

• Strategy Development: .pyp code editor, compilation, testing
• AI-Powered Tools: Strategy generation, optimization, analysis
• Backtesting Engine: Historical performance testing
• Signal Delivery: Multi-platform distribution (Telegram, WhatsApp, Discord)
• Performance Tracking: Real-time metrics and analytics

3.2 Marketplace Services

• Strategy Marketplace: Buy, sell, and share trading strategies
• Creator Program: Monetization tools for strategy developers
• Rating System: User reviews and ratings
• Revenue Sharing: Commission structure for marketplace sales

3.3 Educational Services

• Documentation: Comprehensive guides and tutorials
• Community Features: Forums, chat, collaboration tools
• Training Content: Live and recorded educational materials
• Support Services: Technical and customer support

3.4 API & Integration Services

• REST API: Programmatic access to platform features
• WebSocket Feeds: Real-time data streaming
• Third-Party Integrations: Broker connections, data providers
• Developer Tools: SDKs, libraries, documentation

4. Subscription Plans & Billing

4.1 Service Tiers

• Free Tier: Basic features, limited usage, community access
• Pro Subscription: Advanced features, higher limits, priority support
• Enterprise Plans: Custom solutions, dedicated support, SLA guarantees
• Creator Accounts: Monetization features, marketplace access, analytics

4.2 Billing & Payments

• Payment Processing: All payments handled exclusively by SLK Pay
• Billing Cycles: Monthly, annual, custom enterprise billing
• Payment Methods: As supported by SLK Pay (cards, digital wallets, crypto)
• Currency: USD primary, other currencies via SLK Pay
• Taxes: Sales tax, VAT calculated by SLK Pay

4.3 Refunds & Cancellations

• Refund Policy: All refund decisions handled exclusively by SLK Pay
• SLK Pay Authority: Their refund decisions are final and non-appealable
• Cancellation Rights: Cancel subscription anytime
• Dispute Resolution: Payment disputes resolved through SLK Pay
• Chargeback Policy: May result in account suspension

4.4 Price Changes

• Right to modify subscription prices with 30-day notice
• Existing subscribers protected for current billing cycle
• Continued use constitutes acceptance of new pricing

5. Creator Monetization Program

5.1 Creator Eligibility

• Application and approval required for creator status
• Minimum strategy performance and community standing requirements
• Valid SLK Creator ID required for payouts
• Identity verification required for tax compliance

5.2 Revenue Sharing

• Platform commission on strategy sales (15-30% based on tier)
• Monthly payouts via SLK Pay
• Minimum earnings thresholds apply
• Creators responsible for tax obligations

5.3 Creator Obligations

• Maintain high-quality strategies and documentation
• Provide reasonable support to strategy buyers
• Follow all platform guidelines and legal requirements
• Warrant ownership of submitted strategies

5.4 Creator Program Termination

• Either party may terminate creator status
• Outstanding earnings paid according to SLK Pay policies
• 30-day notice for program changes

6. Intellectual Property Rights

6.1 Platform IP

• PyP platform, algorithms, and AI models are proprietary
• PyP, StanLink, and related marks are our trademarks
• Platform code, documentation, and educational content are copyrighted
• Trading algorithms and system architectures may be patented

6.2 User-Generated Content

• Users retain ownership of original strategies
• Users grant us license to host and distribute strategies
• We may display and promote user strategies in marketplace
• Proper attribution provided for user-created content

6.3 Third-Party Content

• Market data licensed from third-party providers
• Educational content and integration APIs properly licensed
• Compliance with open source license requirements

6.4 DMCA & Copyright Protection

• We respect intellectual property rights
• DMCA takedown and counter-notice procedures available
• Repeat copyright infringers subject to account termination
• DMCA safe harbor compliance maintained

7. Prohibited Uses & Conduct

7.1 Platform Misuse

• No hacking, reverse engineering, or system exploitation
• No sharing accounts or credentials
• No bots, scrapers, or automated abuse
• No excessive use impacting platform performance

7.2 Content Violations

• No illegal, harmful, or offensive content
• No spam, unsolicited marketing, or promotional content
• No false or misleading trading information
• No harassment, bullying, or abusive behavior

7.3 Trading Violations

• No market manipulation or price manipulation attempts
• No insider trading or use of material non-public information
• Compliance with all applicable trading regulations required
• No fraudulent or deceptive trading practices

7.4 Commercial Violations

• No unauthorized resale of platform services
• No use of platform to compete directly with us
• No unauthorized extraction of platform data
• No reverse engineering of proprietary technology

8. Disclaimers & Risk Warnings

8.1 Trading Risk Disclaimers

• TRADING INVOLWAL RISK OF LOSS
• No guarantee of profits or trading success
• Past performance does not predict future results
• Markets are volatile and unpredictable
• Leveraged trading amplifies both gains and losses

8.2 Platform Disclaimers

• No guarantee of uninterrupted service availability
• No warranty on accuracy of market data or analysis
• No control over third-party service reliability
• Platform may experience technical difficulties

8.3 AI & Algorithm Disclaimers

• AI recommendations are not investment advice
• No guarantee of algorithm effectiveness
• AI models may produce inaccurate predictions
• Users should exercise independent judgment

8.4 Educational Disclaimers

• Educational content is not personalized investment advice
• Content is for general educational purposes only
• Users should consult qualified financial advisors
• Users responsible for regulatory compliance

9. Limitation of Liability

9.1 Liability Exclusions

• No liability for indirect or consequential damages
• No liability for lost profits or trading losses
• Limited liability for data loss or corruption
• No liability for service outages or downtime

9.2 Liability Caps

• Maximum liability capped at subscription fees paid
• Claims must be brought within one year
• Users must mitigate damages where possible
• No liability for third-party service failures

9.3 Force Majeure

• No liability for events beyond our control
• Includes natural disasters, government actions, technical failures
• Internet outages and infrastructure failures excluded

9.4 Indemnification

• Users indemnify platform for their violations
• Protection against claims arising from user conduct
• Coverage of legal fees and expenses
• Users must cooperate in defense of claims

10. Privacy & Data Protection

10.1 Privacy Policy Integration

• Privacy Policy incorporated by reference
• Describes data collection, usage, and sharing practices
• Outlines user rights regarding personal data

10.2 Data Security

• Technical and organizational security safeguards implemented
• Data breach notification procedures established
• Data retention and deletion procedures defined
• International data transfer protections in place

10.3 Cookies & Tracking

• Cookie usage and tracking technologies disclosed
• Consent management and preference controls available
• Third-party analytics and advertising cookies used
• Opt-out options provided

11. Regulatory Compliance

11.1 Financial Regulations

• Compliance with applicable securities regulations
• Limitations on investment advice provision
• Anti-money laundering (AML) compliance and reporting
• Know Your Customer (KYC) requirements for certain features

11.2 International Compliance

• Service availability restrictions by country
• Compliance with local financial laws
• OFAC and international sanctions compliance
• Tax reporting obligations and requirements

11.3 Data Protection Laws

• GDPR compliance for European users
• CCPA compliance for California residents
• Compliance with other applicable privacy regulations
• International data transfer compliance

12. Dispute Resolution

12.1 Informal Resolution

• Attempt direct resolution through customer support
• Internal escalation procedures available
• Good faith resolution efforts required

12.2 Binding Arbitration

• Mandatory arbitration for unresolved disputes
• Individual arbitration only (no class actions)
• Arbitration conducted under established rules
• Limited discovery procedures

12.3 Class Action Waiver

• Disputes must be brought individually
• Waiver of class action participation rights
• Waiver of jury trial rights
• Small claims court exceptions apply

12.4 Governing Law

• Terms governed by Delaware law
• Delaware courts have exclusive jurisdiction
• Conflict of laws principles apply

13. Third-Party Services

13.1 SLK Pay Integration

• All payments processed exclusively by SLK Pay
• Users subject to SLK Pay terms and policies
• SLK Pay has final authority on all refund decisions
• Payment disputes resolved through SLK Pay procedures
• All creator payments handled by SLK Pay

13.2 Communication Platforms

• Telegram, WhatsApp, Discord integrations subject to their terms
• Third-party platform changes may affect our services
• We're not responsible for third-party platform issues

13.3 Data Providers

• Third-party market data provider terms apply
• No warranty on third-party data accuracy
• Potential delays in third-party data feeds
• Compliance with data provider license terms required

13.4 Cloud Services

• AWS, Cloudflare, and other infrastructure providers used
• Service availability dependent on third-party uptime
• Data stored in third-party data centers
• Third-party security compliance standards maintained

14. Termination & Survival

14.1 Termination Rights

• Users may terminate accounts anytime
• We may terminate for cause or convenience
• Serious violations may result in immediate termination
• Notice periods vary by termination type

14.2 Effects of Termination

• Immediate loss of access to platform services
• Limited time to export personal data
• Payment obligations survive termination
• User content may be removed from platform

14.3 Survival Provisions

• Intellectual property rights and licenses survive
• Liability limitations and exclusions survive
• Dispute resolution and governing law provisions survive
• Payment obligations and indemnification survive

15. Miscellaneous Provisions

15.1 Entire Agreement

• These Terms constitute the complete agreement
• Supersedes all prior agreements and understandings
• Modifications must be in writing and agreed upon

15.2 Severability

• Invalid provisions severed from agreement
• Remaining terms continue in full force
• Invalid terms reformed to be enforceable where possible

15.3 Assignment

• We may assign Terms to affiliates or successors
• Users may not assign Terms without our consent
• Terms transfer with business acquisitions
• Assignees bound by Terms

15.4 Waiver & Enforcement

• Failure to enforce doesn't constitute waiver
• Partial enforcement doesn't waive other rights
• Waivers must be in writing

15.5 Notices

• Notices via email, in-app notifications, or postal mail
• Current contact information required
• Notices deemed delivered per specified timeframes

15.6 Force Majeure

• Performance excused for unforeseeable events
• Includes natural disasters, government actions, technical failures
• Prompt notification and mitigation efforts required

16. Contact Information

16.1 General Contact

• Customer Support: pyp-support@stanl.ink
• Technical Support: pyp-support@stanl.ink
• Business Inquiries: pyp-support@stanl.ink

16.2 Legal Contact

• Legal Department: pyp-support@stanl.ink
• Terms Questions: pyp-support@stanl.ink
• Compliance Issues: pyp-support@stanl.ink
• DMCA Notices: pyp-support@stanl.ink

16.3 Creator Program

• Creator Support: pyp-support@stanl.ink
• Payout Questions: Contact SLK Pay directly
• Marketplace Support: pyp-support@stanl.ink

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IMPORTANT NOTICE: By using PyP services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. All payment processing and refund decisions are handled exclusively by SLK Pay, and their decisions are final.

Last Updated: March 1, 2026
Next Review: January 1, 2027

For questions about these Terms, contact pyp-support@stanl.ink